Merchant Acquiring Compliance.
Validate merchant categories, automate DCC rate checks, and monitor MCC risk classifications against Visa and Mastercard rules — one platform for acquirers and payment facilitators across APAC.
API-first, with an MCP server so your own tools and agents can run these checks directly.
Dynamic Currency Conversion
Check DCC rates for overcharges and out-of-tolerance spreads against scheme and regulatory margin caps — regulatory adherence for cross-border acquiring.
Merchant Category Codes
Validate merchant category assignments against Visa and Mastercard taxonomies — classification and risk monitoring at portfolio scale.
The compliance stack
built for acquirers.
Every module purpose-built for the obligations that acquiring institutions face — not generic GRC software retrofitted to payments.
MCC Classification
Merchant category assignment corroborated across independent signals and validated against the Visa and Mastercard published taxonomies. Flags scheme restrictions, risk classification, and Enhanced Due Diligence requirements — with ongoing reclassification monitoring.
How it works →DCC Rate Validation
Checks dynamic currency conversion rates offered at checkout against live wholesale FX rates and scheme margin caps, so markups stay inside the bounds your compliance program requires — single transactions or batch.
How it works →History & Evidence
Every validation is logged with a queryable history and an exportable PDF evidence report, ready to hand to an auditor or QSA.
From onboarding
to audit, covered.
A structured compliance workflow that scales from 50 merchants to 50,000 without adding headcount.
Connect Your Systems
Integrate via REST API or pre-built connectors for major payment platforms. First transactions visible within minutes of setup.
Automated Classification
Our engine screens each merchant against live regulatory databases, classifies MCCs, and flags DCC eligibility in real time.
Continuous Monitoring
Ongoing behavioral analysis detects drift, emerging risk signals, and compliance gaps before they become regulatory findings.
Audit-Ready Reporting
Generate regulator-ready reports on demand. Evidence packages are pre-formatted for PCI QSA, card scheme, and central bank submissions.